Mortgage will become more affordable for the poor

Mykola Azarov drew attention to the fact that even low-income Ukrainian families should get a real opportunity to receive housing in accordance with the state mortgage program. In this case, the state will be responsible for assisting such families in acquiring real estate.

For their own funds, they will only have to repair the toilet bathroom. On the other hand, this is correct, since repair is an individual feature of each owner.

The Prime Minister instructed the Ministry of Regional Development to develop and submit to the Cabinet of Ministers for consideration real mechanisms for lending at a real and affordable interest rate for families with a total income of up to 4 thousand hryvnias. This should be done so that such families can participate in public housing programs. The main idea of ​​Azarov is that the state engaged in paying the builders of all costs for construction measures, and immediately after the introduction of families, they conducted the calculation with the state over the next 40 years. The Prime Minister drew attention to the fact that the current cost of housing in the country is deliberately overestimated compared to the real cost, which could be.

A year and a half ago, the Government agreed with representatives of development companies that the average cost per square meter of housing in new buildings in Kyiv should not exceed UAH 8,000. Whereas for social housing the price bar was set at around 4 thousand hryvnias. The system of preferential lending for the majority of those in need of housing continues to be inaccessible due to the fact that for payment it is necessary to have about 12,000 hryvnias of monthly income available. For Ukrainian families, this is just sky-high wages.

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